How do you make a jpg load last.

put image width & height attributes on your image so it isnt always resising the page eg <img width="100" height="30" SRC="PIC.JPG" > but if you do want the image to load last just use javascript onload document write

The newest version of Apache supports image compression so every pages serves up a bit faster. You can also optimize the image a bit. PhotoShop has a "save for web" option that helps a bit.